Data Security

In today’s retail environment, card data security has become important for every type of business that accepts card payments. There are payment card industry standards in place now which outline how card data should be protected by shops and retailers. Every shop or merchant that accepts card payments, whether in a face-to-face or card-not-present environment, must secure all card information using the global industry standards. By following these industry-wide procedures retailers will:

  • Protect their customers' payment information
  • Boost customer confidence through a higher level of data security
  • Prevent financial losses and customer dispute costs
  • Maintain customer trust and safeguard the reputation of the company brand
  • Provide a complete ‘health check’ for any business that stores or transmits customer information
  • Avoid penalties or fines in the event of a compromise such as a data hack or theft

The industry standards are called Payment Card Industry Data Security Standards, or PCI DSS.

What is PCI DSS?

For complete and up to date details on PCI DSS please click here to see the official website of the Payment Card Industry Security Standards Council.

How do I become PCI compliant?

Your acquiring processor, card processor or acquiring bank may provide you with services that will enable you to become and remain PCI DSS compliant. Alternatively, you can go directly to a Qualified Security Assessor (QSA) who will audit your business and provide you with an official certification of compliance, once you pass the audit. Click here for a list of the registered QSAs operating within Ireland.